The Same Fee, a Different Country: What US Citizenship Really Costs Depending on Where You Live
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USCIS charges the exact same filing fee no matter where you live. A citizenship application costs $760 whether you're filing from Jackson, Mississippi or Washington, D.C. But a new study makes the case that "same fee" and "same burden" are two very different things — and the gap between them is bigger than most people assume.
On August 4, 2026, CitizenPath published its inaugural 2026 U.S. Immigration Affordability Index, the first study to translate the real, all-in cost of six common immigration journeys into something more tangible than a dollar figure: hours of minimum-wage work, and share of a typical household's monthly income, state by state.

The Headline Number
A minimum-wage worker in Mississippi needs about 111 hours — nearly three full work-weeks — just to cover the government filing fee and typical costs of a citizenship application. In Washington, D.C., the same journey takes about 45 hours.
Same form. Same $760 government fee (soon to potentially rise, more on that below). Nearly a 2.5x difference in how much of your life it costs to get there — purely because of where you happen to live and work.
What Each Immigration Journey Actually Costs in 2026
The Index doesn't stop at citizenship. It breaks down six of the most common immigration paths, comparing the do-it-yourself cost (government fees plus typical expenses like medical exams and translations) against using a guided document service or hiring an attorney:
Journey | Government fees | Typical DIY cost | Guided service | With attorney |
K-1 fiancé visa + adjustment | $3,270 | $3,883 | $5,009 | $9,183 |
Marriage green card (adjustment of status) | $3,005 | $3,744 | $4,440 | $8,344 |
Spousal green card (consular processing) | $1,355 | $1,968 | $2,461 | $6,968 |
Removal of conditions (I-751) | $750 | $944 | $1,272 | $3,544 |
Naturalization (N-400) | $760 | $802 | $1,175 | $2,902 |
Green card renewal (I-90) | $465 | $494 | $725 | $1,294 |
A few things jump out. First, the government fee is rarely the real cost — DIY applicants routinely pay hundreds more on top for medical exams, translations, photos, and postage. Second, hiring an attorney doesn't add a modest premium — it more than doubles the total cost of a marriage-based green card, from $3,744 to $8,344. For a K-1 fiancé visa, attorney representation pushes the total past $9,000.
The Part That Doesn't Show Up in the Fee Schedule
Because USCIS fees are flat nationwide, the Index argues the real variable is local wages — and that's where the burden actually lives.
Using the marriage-based green card ($3,744 DIY) as the benchmark, here's how far apart the states are:
Least affordable — 516 work-hours needed: Mississippi, Louisiana, Kentucky, Oklahoma, and Alabama all require the exact same 516 hours of minimum-wage work — because all five are among the 20 states still stuck at the $7.25 federal minimum wage, unchanged for over a decade.
Most affordable:
Washington, D.C. — 209 hours
Washington State — 219 hours
Connecticut — 221 hours
California — 222 hours
New Jersey — 235 hours
That's less than half the work-hours in the most affordable states compared to the least — for filing the identical paperwork with the identical government agency.
It's Not Just a Minimum-Wage Problem
The study makes a point of noting this isn't only about the lowest earners. For a couple living at 150% of the federal poverty line, a do-it-yourself marriage green card works out to about 138% of a full month's income — more than they take home in an entire month, just for one part of the process.
And it's not confined to lower-income families either. CitizenPath co-founder Russ Leimer put a number on it: a couple earning $100,000 a year still pays roughly 45% of a month's income for a marriage-based green card — before hiring any attorney at all.
Why This Matters More Starting Now
The timing of the Index isn't incidental. In June 2026, DHS proposed raising the naturalization filing fee by as much as 75% — from $760 to $1,330 for paper filers — and eliminating the fee waiver program that currently helps lower-income lawful permanent residents afford the process at all. That rule hasn't been finalized, but if it is, every number in this study gets worse, and worse specifically for the households the Index shows are already paying the largest share of their income.
As CitizenPath's Cesar Luna, an immigration attorney, put it in the report: cost, not eligibility, is often what actually stops qualified families from applying through the legal channels they're told to use.
The Real Takeaway
None of this means the immigration process is impossible to navigate on a modest income — hundreds of thousands of people complete it every year. But the Index puts a number on something that's usually described only in vague terms ("immigration is expensive"): exactly how many hours of your working life it costs, and exactly how much further that burden stretches depending purely on your zip code.
If you're budgeting for a green card, a citizenship application, or a family petition, the practical lesson is straightforward: price out your specific journey using your specific state's wages before you start, not after — the gap between "manageable" and "a month's income gone" is bigger than the sticker price on the form suggests.
This article is for general informational purposes only and does not constitute legal or financial advice. Data and figures are drawn from CitizenPath's 2026 U.S. Immigration Affordability Index (citizenpath.com), used with attribution; CitizenPath is not affiliated with USCIS or any government agency.



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